How It Works
Apply in minutes, get instant approval, and receive funds quickly.
Apply Now
Fill out a simple form on your phone with basic details and documents.
Get Approved
No credit checks needed; approval happens instantly after KYC verification.
Choose your loan amount from ₹500 to ₹5,000 with flexible EMI options.
Receive Funds
About Chhoti Kist
We offer quick micro-loans from ₹500 to ₹5,000 with easy EMI options.
Our Promise
No CIBIL checks, no delays—just fast, trustworthy loans when you need them most.
FAQs
Who can apply?
Anyone with a valid Aadhaar and bank account can apply instantly.
How fast is approval?
Approval happens within minutes after submitting your documents online.
Are there credit checks?
No CIBIL checks are done, so your credit score remains unaffected by applying.
What loan amounts?
Loans range from ₹500 up to ₹5,000 based on your needs.
How do I repay?
Choose 1 to 6 EMIs to repay comfortably over time.
Is my data secure?
Yes, we use secure encryption for Aadhaar and bank uploads to protect your privacy.